Core capabilityOnline payment checkoutAccept a customer payment through a hosted or integrated checkout.
4.8 points maximum | Supported4.8 / 4.8 pts PayPal offers online checkout for business payments. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityCards plus alternative methodsOffer card acceptance and at least one supported wallet or bank-payment method.
4.8 points maximum | Supported4.8 / 4.8 pts The documented acceptance options include cards, PayPal and Venmo. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkPartial refundsRefund less than the original payment and retain the remaining balance.
7.2 points maximumAsk for a demonstrationRefund one item from a multi-item payment and show the remaining refundable amount. A scenario to run with the supplier; not a completed product test. | Not verified0–7.2 / 7.2 pts The reviewed documentation does not establish this specific workflow: partial refunds. Not verified · Oct 15, 2026Source ↗ |
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Depth checkCustomer authentication controlsSupport an additional cardholder authentication flow such as 3D Secure.
7.2 points maximumAsk for a demonstrationRun a payment that requires cardholder authentication and show the resulting status. A scenario to run with the supplier; not a completed product test. | Supported7.2 / 7.2 pts Expanded Checkout supports 3D Secure cardholder authentication. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityInvoice-based collectionCreate or send an invoice for customer payment.
3.2 points maximum | Not verified0–3.2 / 3.2 pts Subscription documentation does not establish merchant invoice creation. Not verified · Oct 15, 2026Source ↗ |
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Core capabilityRecurring customer chargesSchedule repeat payments or subscriptions using stored payment credentials.
3.2 points maximum | Supported3.2 / 3.2 pts The subscriptions product and API support repeat customer charges. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkFailed recurring payment recoveryRetry a failed renewal or provide a recovery workflow for an unpaid recurring charge.
4.8 points maximumAsk for a demonstrationFail a renewal and show the retry or payment recovery sequence. A scenario to run with the supplier; not a completed product test. | Supported4.8 / 4.8 pts Failed subscription payments are retried with configured failure thresholds. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkStop or pause recurring billingCancel or suspend future recurring charges without erasing payment history.
4.8 points maximumAsk for a demonstrationStop a subscription and show its history and next-charge state. A scenario to run with the supplier; not a completed product test. | Supported4.8 / 4.8 pts Subscription cancellation and suspension produce documented status events. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityTransaction-level reportsInspect payment, refund and fee records for reconciliation.
3.2 points maximum | Supported3.2 / 3.2 pts Detailed transaction settlement reports require approved-merchant and SFTP access. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityPayout or settlement reportingConnect transactions with the settlement or payout reported by the provider.
3.2 points maximum | Supported3.2 / 3.2 pts Settlement reports support reconciliation for approved merchants with SFTP setup. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkGross, fees and net reconciliationInspect transaction or settlement records distinguishing gross collections, fees and net proceeds.
4.8 points maximumAsk for a demonstrationTrace a payout to gross payments, fees and net proceeds. A scenario to run with the supplier; not a completed product test. | Supported4.8 / 4.8 pts Capture notifications expose gross amount, PayPal fee and net proceeds. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkDispute evidence workflowReceive a dispute and submit or manage supporting evidence through a supported workflow.
4.8 points maximumAsk for a demonstrationOpen a dispute and show where evidence and response deadlines are managed. A scenario to run with the supplier; not a completed product test. | Supported4.8 / 4.8 pts The Disputes API accepts evidence including proof of delivery or refunds. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityPayment APICreate or manage payment transactions using a documented developer API.
2.4 points maximum | Supported2.4 / 2.4 pts Checkout and subscriptions developer interfaces are documented. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityPrebuilt checkout or connectorsUse a prebuilt payment component, checkout or supported connector.
2.4 points maximum | Supported2.4 / 2.4 pts The checkout product provides a prebuilt integration path. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkWebhook delivery recoveryDocument delivery retries or a supported way to recover failed event notifications.
3.2 points maximumAsk for a demonstrationMake an event endpoint fail and show retry or replay behavior. A scenario to run with the supplier; not a completed product test. | Supported3.2 / 3.2 pts Failed webhook delivery is retried, with duplicate-safe processing recommended. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkDuplicate payment request protectionUse a documented idempotency or duplicate-request mechanism when retrying payment requests.
4 points maximumAsk for a demonstrationSubmit the same payment request twice and show how duplication is prevented. A scenario to run with the supplier; not a completed product test. | Supported4 / 4 pts State-changing operations support idempotency keys for retry protection. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityMachine-learning fraud screeningUse explicitly documented machine learning to assess payment fraud risk.
2.4 points maximum | Supported2.4 / 2.4 pts Machine-learning Fraud Protection is restricted to eligible card integrations. Official documentation · Oct 15, 2026Source ↗ |
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Core capabilityAI payment acceptance optimizationUse documented AI or machine learning to improve authorization, authentication or retry decisions.
2.4 points maximum | Not verified0–2.4 / 2.4 pts The reviewed Fraud Protection source does not establish AI payment-acceptance optimization. Not verified · Oct 15, 2026Source ↗ |
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Depth checkExplain machine-learning risk flagsExpose risk indicators, reasons or review context for a machine-learning risk decision.
3.2 points maximumAsk for a demonstrationOpen an ML-flagged transaction and show the information available to a reviewer. A scenario to run with the supplier; not a completed product test. | Supported3.2 / 3.2 pts Fraud Protection exposes risk-filter results for transaction review. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkHuman control over AI risk handlingAllow a merchant to review, override or configure the handling of machine-learning risk decisions.
4 points maximumAsk for a demonstrationShow how staff review or change the handling of an ML risk flag. A scenario to run with the supplier; not a completed product test. | Supported4 / 4 pts Fraud Protection allows merchant configuration and handling of flagged payments. Official documentation · Oct 15, 2026Source ↗ |
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Depth checkMeasure AI risk-model false positives on labelled paymentsDemonstrate “Measure AI risk-model false positives on labelled payments” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Measure AI risk-model false positives on labelled payments” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkAuthorise now and capture funds laterDemonstrate “Authorise now and capture funds later” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Authorise now and capture funds later” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkAccept a partial card authorisationDemonstrate “Accept a partial card authorisation” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Accept a partial card authorisation” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkIncrease an existing eligible authorisationDemonstrate “Increase an existing eligible authorisation” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Increase an existing eligible authorisation” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkRefresh network tokens after a card replacementDemonstrate “Refresh network tokens after a card replacement” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Refresh network tokens after a card replacement” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkConfigure the customer bank-statement descriptorDemonstrate “Configure the customer bank-statement descriptor” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Configure the customer bank-statement descriptor” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkRestrict API keys to specified payment operationsDemonstrate “Restrict API keys to specified payment operations” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Restrict API keys to specified payment operations” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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Depth checkTrace and resolve a failed merchant payoutDemonstrate “Trace and resolve a failed merchant payout” with a sample record; show the result, permissions and required plan.
2.5 points maximumAsk for a demonstrationDemonstrate “Trace and resolve a failed merchant payout” with a sample record; show the result, permissions and required plan. A scenario to run with the supplier; not a completed product test. | Not verified0–2.5 / 2.5 pts This specific check has not been verified. Missing evidence does not mean the capability is absent. Ask for a demonstration in the proposed plan. Not verified · Oct 21, 2026Source ↗ |
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